Advisor Disclosure

My role, as an independent Life & Health insurance broker, is to work on your behalf as your intermediary, to advocate with insurance companies and resolve any questions you may have throughout the time you hold a policy, and to ensure your ongoing satisfaction. Licenses & jurisdictions. I am licensed as a life and health insurance agent in Alberta, Canada. For insurance products, I place business through Customplan Financial Advisors and/or GroupQuest Benefits Resources Inc (for Group Benefits). An MGA is a corporation that contracts with independent brokers who meet with consumers and arrange for the sale, delivery and ongoing support of the insurance company’s products.

Companies I represent: I have access to the following company’s products: BMO Life Assurance Company, Canada Protection Plan, Humania Assurance Inc, RBC Insurance, The Edge Benefits Inc., The Empire Life Insurance Company (“Empire Life”), 21 st. Century Travel Insurance Limited., GMS Insurance Inc, Tu Go, Alberta Blue Cross, The Destination: Travel Group Inc., Green Shield Canada, Forester Financial, Industrial Alliance Insurance and Financial Services – iA Financial Group, Allianz Global Assistance, Assumption Life, Sunlife Financial – Group Benefits, Manulife – The Manufacturers Life Insurance Company.

Also, I have access to another insurance companies with who I could write a contract on the future.

Relationship with company (ies) I represent: No insurer holds an ownership interest in my business. I don’t hold a significant interest in any insurance company.

Compensation: I will be paid by the company that offers the product you choose. I am compensated by a sales commission for most products at the time of sale and may receive a renewal (or service) commission. For certain products, I may receive a referral fee. In addition, I may receive compensation from the Managing General Agency - Customplan Financial Advisors Inc. and/or GroupQuest Benefits Resources Inc (for Group Benefits). Where I send my business for processing. I may also be eligible for additional compensation, such as bonuses, or non-monetary benefits, such as travel incentives, depending on various factors such as the volume or persistency of business that I place with a particular company during a given time period. This compensation depends on various factors such as the volume or retention of business I place with a particular company during a given time period.

Conflict of interest: I take the potential of a conflict of interest seriously. I will notify you if there is a conflict of interest of which I become aware in regard to my recommendations to you. My overall recommendation will take into consideration and will be based on my analysis of your financial and security needs.

More information: If you need more information about my qualifications or my business relationships, contact me. I would be happy to help.

Monica Orduz
Address: 1838 Baywater Drive SW, T4B4H2, Airdrie, AB Phone: (403) 463-8520
Email: info@monicaorduz.com

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